CONSUMER CREDIT

Empowering Consumer Finance

Marathon's team employs multiple sourcing strategies including new originations, forward flow agreements, secondary pools, and structured notes across secured and unsecured consumer credit asset classes.

Marathon's consumer credit team has invested throughout the U.S. consumer debt markets for 20+ years with a focus on constructing diversified portfolios of high quality assets that offer robust, secured, short-duration, cash flowing loans with low correlation to the broader security market.

$1.5B+

Invested in Consumer Credit Assets

75K

Consumer Loans Acquired Since Inception

36M+

Loans Analyzed in M2PT

~70%

Of GDP is Derived from Consumer Spending

Marathon provides lending facilities for a wide range of consumer finance companies investing over $1.5 billion in consumer credit.

Marathon focuses on strong relationships with alignment of interest, working with best-in-class consumer loan originators that have seasoned management teams with unique underwriting frameworks and pricing discipline that are further enhanced by Marathon's partnership.

Our highly experienced investment team has deep industry relationships strengthening our sourcing, underwriting, and structuring of investments to build diversified portfolios. Marathon strives to create attractive risk-reward for our clients investing through loans, leases with realizations occurring through securitizations, bulk sales, and cash flow.

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Marathon's proprietary machine learning model, M2PT, provides a highly quantitative view of U.S. consumers with probabilistic projections of credit quality built and refined since the GFC.

Investment
Strategies

Marathon focuses on the purchase and aggregation of newly originated forward flow consumer loan pools and seasoned secondary loan portfolios.

  • Consumer Loans
  • Securitized ABS
  • Asset-Based Lending to Consumer Finance Companies

Select Marathon
Transactions

  • Personal Installment Loan Package: ∼$450 million personal installment loans from a leading consumer loan originator.
  • Consumer Installment Loan Package: ∼$425 million of newly originated consumer installment loans through an exclusive flow arrangement with a leading consumer loan originator.
  • Auto Loan Package ∼$250 million of newly originated auto loans through an exclusive flow arrangement with a leading auto loan originator.

Investment Vehicles

  • Closed-End Funds
  • Fund of One & Separately Managed Account

Marathon's dedicated consumer credit team comprised of seasoned investment professionals is enhanced by our global public and private credit market intelligence, capital markets expertise, robust relationships, and M2PT machine-learning technology.

Contact Us

To contact Marathon's Consumer Credit team, please reach out to one of the key contacts below:

For Consumer Credit Transactions:

Maxx Frost
Director - Consumer Credit
mfrost@marathonfund.com

For Investors:

Jason Friedman
Partner - Global Head of Strategy and
Business Development
jfriedman@marathonfund.com or
investors@marathonfund.com

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About the Fund

John Hancock Asset-Based Lending Fund is a Massachusetts business trust that is registered under the Investment Company Act of 1940, as amended, as a continuously offered, non-diversified, closed-end management investment company.

 

Fund shares are illiquid and, therefore, an investment in the fund should be considered a speculative investment that entails substantial risks. Investors could lose all or substantially all of their investment. Shares of the fund are not listed on any securities exchange, and it is not anticipated that a secondary market for the fund's shares will develop; therefore, an investment in the fund may not be suitable for investors who may need the money they invest in a specified timeframe. Please see the fund's prospectus for additional risks. Request a prospectus from your financial professional, by visiting jhinvestments.com, or by calling us at 800-225-5291. The prospectus includes investment objectives, risks, fees, expenses, and other information that you should consider carefully before investing.

John Hancock Investment Management Distributors LLC, Member FINRA, SIPC, 200 Berkeley Street, Boston, MA 02116, 800-225-5291, jhinvestments.com